Posts Tagged ‘college savings’

Investing in My Children’s Future with #UFundDreams

I partnered with Fidelity & MEFA in support of the U.Fund Dreams Tour. As always, all opinions are my own #UFundDreams.

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It’s hard to believe that 2016 is almost over and that I’m only seven weeks away from my due date! This pregnancy has been anything but smooth sailing and has me incredibly eager to meet baby! To the dismay of many family and friends we aren’t finding out the gender this time, which is a bit unusual for me since I don’t like surprises! Like many expecting parents, the arrival of another baby has me over the moon excited, nervous and a bit overwhelmed. Babies are wonderful little creatures but there is a ton to plan and prepare for and now that we’re in the final stretch I’m anxious to get everything in order before he/she makes their arrival. What’s weighing heavy on my mind these days? Money and savings. How to make the most of what we’re bringing in and investing in our children’s future so we when we say sky is the limit, we truly mean it.

Being a parent for 11 years (!!) now I’ve navigated saving for the future a few different ways and as life changed my methods have too. One thing is for sure, I could do a better job! And with another baby on the way, it’s imperative I create a solid savings plan and stick to it. But, as many of us know, it’s easier said than done. There are unexpected expenses, medical expenses and everything in between that can deplete a comfortable savings account in no time. This has happened to me multiple times and I’ve often felt like a deer in headlights, unsure of what to do, where to invest and how best to leverage my income. It can be a lonely road and my little money tree in my kitchen windowsill just isn’t cutting it!

With one baby due in February and another in fifth grade college really isn’t that far away. Man, I think I just fainted thinking about my baby and future baby entering college! I’ve joked with my daughter that wherever she plans to go, I’ll be right there with her! Not that I don’t trust she will excel and make smart decisions, but because letting go is hard, and I suck at it. Part of equipping my children for success starts with building a solid foundation for them to go out into the world and become whomever they dream of becoming. For my daughter, these days that means a singer, rockstar, chef and veterinarian. And I’m her biggest cheerleader and remind her daily of her greatness.

So whether I have $5 or $100 I’m saving it. And that’s the key – start saving! The Massachusetts Educational Financial Authority (MEFA) agrees with this sentiment. The earlier parents and guardians can start saving pennies and dollars toward higher education, the less families have to be burdened by paying back student loans and worrying about how to afford the many expenses associated with college. Will it be easy? Define easy! But, we’re not alone in the journey and there are countless other families wondering the same questions we have – how to save on a limited income? How much do I need to save? What is the cost of college in state? I need help! I am so there. Think of MEFA as a helping hand and resource for you and your family as you navigate savings. You don’t have to do this alone! With their support you can create a customized plan based on your needs, that’s right, there is no one size fits all plan with MEFA. You create a plan that makes sense for YOU and your circumstances. That way you can ensure your success. Just one small step today makes all the difference in the future.



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My Tween is Growing Up! #UFundDreams

I partnered with Fidelity & MEFA in support of the U.Fund Dreams Tour. As always, all opinions are my own #UFundDreams.

As my daughter finishes up fourth grade in a couple weeks I am full of mixed emotions. I for one, have NO idea how or when she grew up. She walks around in my heels like she’s been doing so for years! She is finding what makes her heart happy and is focused on helping others. I never thought I’d hear my daughter happily exclaim – Mom, I helped clean up my teacher’s classroom today! Who-is-this-child?! And why can’t the same enthusiasm be found when she cleans her room at home? She is shedding her baby layers and emerging into the most amazing human being.

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Like so many other parents, I want to bottle up her youth and innocence and shield her from the darkness that the world can bring. Protect her from heartache, rejection and disappointment. Letting go is not something I excel at. And as she grows taller and becomes more confident I cry a bit on the inside while also feeling so incredibly proud of the person she is growing up to be.

There are only a limited number of years until senior year and then real life, and I’m scared. She is so excited to grow up and travel and experience the world on a deeper level. I strive to support all of her aspirations, but it can be difficult without the right planning and resources. Part of setting her up for success means investing in her future and ensuring that higher education is within her reach and is not a burden to our family. Living in the heart of Massachusetts has given us exposure to the 200 colleges and universities that call Mass home and it’s instilled a sense of lifelong learning in my curious tween.

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Did you know Massachusetts has more colleges per capita than any other state? Given the variety of higher education options there is an organization committed to ensuring parents and students feel empowered to smartly save for college in a way that is aligned with what their family can contribute. Saving for college panics me, to be honest. I didn’t save properly and as a result will be paying student loans off for many many long years. Just think about it – what if there was a way to invest in your child’s higher learning through making small contributions every month? Yes, it is possible with MEFA. I encourage everyone to check out MEFA’s UFund Dreams which is an interactive experience for parents to learn more about the programs  offered by MEFA while your kids get to have fun through play while peaking their curiosity for learning. A total win-win for everyone.

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While I’ll be soon wiping away the tears as we say goodbye to fourth grade, I am looking confidently towards the future excited to support my kiddo in pursuing her dreams.

 



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Join Me At EarthFest this Saturday! #UFundDreams

I’ve partnered with Fidelity & MEFA for this post in support of the U.Fund Dreams Tour. As always, all thoughts and opinions are my own.

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I still remember the fear and anxiety of applying to college and trying to maneuver the financial aid process on my own. It was not fun – at all. I missed out on many opportunities to receive scholarships and grants because I was unaware and didn’t tap into local resources to help me strategically apply to college and financial aid. Knowledge is power and I’m thrilled to again be working with Fidelity and the Massachusetts Educational Financing Authority (MEFA) to share why saving for college doesn’t have to be scary and should start sooner than later.

Over the past couple years our family has gotten to experience college savings, made fun. You heard me right. College savings can be fun. How, you ask? Through the U.Fund Dreams Tour, that’s how!

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At various events around Boston like MayFair and the upcoming Earthfest this Saturday (7/18), guests can obtain digestible information on the cost of college in Massachusetts and the different options that are available to families.

I know from my experience how important it is to be armed with information when deciding on such a big decision as where to send your child to college. MEFA & Fidelity have partnered to host the U.Fund Dreams Tour, in an effort to empower you to make decisions about your children’s future and know that there are resources available to help families better navigate the process. Why didn’t I know about this years ago?!

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If you’re around this weekend stop by EarthFest in the Boston Common where you and your family can experience the U.Fund Dreams Tour live!

Get silly in the photo booth, talk with a representative about any questions or concerns you have and leave equipped with tangible information on how you can start saving for college now!

I’ve partnered with Fidelity & MEFA for this post in support of the U.Fund Dreams Tour. As always, all thoughts and opinions are my own.



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